FinanceAI – Personal Finance & Expense Tracker

FinanceAI is a complete personal finance and expense tracker built with Flutter for Android, iOS and Web. It combines a modern glassmorphism design, interactive charts, budgets, PIN security and a built-in AI money coach that runs on the device.

Documentation & Demo

Features

Money Tracking

Income and expense tracking with 13 categories and sub-categories
Smart auto-category: typing “Uber” or “Netflix” picks the right category, and it learns from your history
Multiple accounts and multiple profiles (personal, business, family)
Recurring transactions, search and filters
20 currencies

Charts and Reports

Spending trend (7 / 30 / 90 days), category donut and 6-month cash flow
Monthly reports with pie, bar and line charts
CSV export

Budgets

Monthly budgets per category
Alerts at 80% and when a budget is exceeded (in-app and push notifications)

AI-Driven Features

On-device AI Coach: financial health score (0-100), month-end spending forecast and “safe to spend today”
Subscription and recurring payment finder
Anomaly radar that flags unusually large purchases
AI Daily Brief with personalised insights on the home screen
Ask FinanceAI chat: ask questions about your money in plain English
All of the above work offline on the device, no API key needed
Optional Claude AI integration for open-ended chat answers (requires your own paid Anthropic API credits)

Important: Claude AI Requires Paid API Credits

The Claude AI integration is optional and is not included in the price of this item. To use it, you (or each user of your app) must have your own Anthropic account with paid API credits. All Claude usage is billed by Anthropic directly to that account.

Without Claude, the app and all on-device AI features work fully and for free.

AI Usage Disclosure

AI-assisted development tools were used during the development of this item. AI tools may have assisted with portions of the source code, documentation, and development-related content.

The optional Claude AI integration is a built-in feature of the application and requires the buyer’s own Anthropic API key and paid API credits. AI-assisted development does not replace the buyer’s responsibility for configuring and testing the application in their own environment.

Technical Requirements

Flutter: 3.47.1 or newer (stable channel)
Dart: 3.13 or newer
Recommended IDEs: Android Studio (latest stable) or VS Code with the Flutter and Dart extensions; Xcode (latest stable, macOS) for iOS builds
Android: Minimum Android 7.0 (API level 24); compile and target SDK API 36
iOS: Minimum iOS 13.0
Web: Latest Chrome, Edge, Firefox or Safari
JDK: 17 or newer (Android Studio’s bundled JDK works)

Demo Instructions

Demo Email: Not required
Demo Password: Not required

FinanceAI has no sign-up, login or account system, so no email or password exists. The app opens directly to the home screen and all data is stored on the device.

To Try the App

Install the included app-release.apk on an Android phone.
Open the app and tap “Skip” on the intro screens.
Go to Settings > Data > Load demo data to load 3 months of sample transactions, budgets and AI insights.

From the source code:

flutter run --dart-define=DEMO_MODE=true

This skips the intro and loads the sample data automatically.

What’s Included

Full Flutter source code (Android, iOS, Web)
Ready-to-install demo APK
HTML documentation (installation, customisation, release builds and a full user guide)
38 unit and widget tests

Support

Please read the included documentation first. For help, contact us through the Support tab and include your Flutter version (flutter --version) and the full error message.

FinanceAI | Flutter Personal Finance and Expense Tracker App