Welcome to OvoPay – The Complete Cross Platform Mobile Financial Services (MFS) Solution. OvoPay is your all-in-one, cross-platform MFS solution that enables seamless, secure, and scalable digital financial transactions. Designed for users, agents, and merchants, OvoPay integrates powerful mobile and web applications to streamline payments, money transfers, and virtual card management. Whether you’re a startup, financial institution, or digital service provider, OvoPay is the ultimate solution for transforming your business operations.

OvoPay - Complete Cross Platform MFS Solution

Why Choose OvoPay?

OvoPay isn’t just another MFS solution platform. It’s a game-changer designed to empower businesses and individuals alike with cutting-edge features and a user-friendly experience. Here’s why OvoPay is the smart choice for your mobile financial services:

Cross-Platform Support: Accessible on iOS, Android, and Web – your users can seamlessly interact with the platform across multiple devices.
Scalable and Secure: Built on modern technologies, OvoPay provides robust security with OTP verification, 2FA authentication and secure transactions, ensuring the safety of your customers’ financial information.
Customizable for Any Business: Whether you’re running a small startup or a large financial institution, OvoPay can be tailored to meet your specific needs.

Solution Overview

User App: A sleek, intuitive app for individuals to send money, make payments, and manage their financial activities effortlessly.
Agent App: Empower your agents to process transactions, manage cash-outs, and track performance with ease.
Merchant App: Allow merchants to accept payments, manage customers, and boost sales in a secure, streamlined way.
Admin Panel: An intuitive, comprehensive admin dashboard that provides full control over platform operations, from managing users and transactions to configuring system settings.
Web Platform: A fully integrated web platform where users, merchants, and agents can manage their entire financial operations with ease, including payments, transactions, and account management. It’s a central hub for all activities, ensuring a seamless user experience across mobile and web interfaces.

Demo Access

Website: https://preview.ovosolution.com/ovopay

Admin Panel: https://preview.ovosolution.com/ovopay/demo/admin
Username: admin
Password: admin

User App: Download Now
Mobile Number: 1234567890
Country: USA
Password: 123456

Agent App: Download Now
Mobile Number: 1234567890
Country: USA
Password: 123456

Merchant App: Download Now
Mobile Number: 1234567890
Country: USA
Password: 123456

Key Features

OvoPay is packed with features that simplify and enhance the MFS solution experience for both end-users and businesses:

User-Friendly Interface: A clean, intuitive design that ensures an exceptional experience for users, agents, and merchants alike.
Multiple Payment Options: Send or receive payments via Stripe, Paypal, Bank Transfer, mobile wallets, virtual cards, and more.
Real-Time Notifications: Stay updated with instant alerts for transactions, approvals, and status changes.
Comprehensive Transaction History: View detailed reports and receipts for all transactions, helping both users and businesses maintain full transparency.
Customizable Commission Structure: Adjust agent and merchant commissions to match your business model.

User App Features

The OvoPay User App is designed with simplicity and functionality in mind, offering an easy way for individuals to manage their financial activities.

Add Money: Easily add funds to users account using a variety of methods for seamless transactions. The OvoPay Support 20+ payment gateway including Stripe, Paypal and more.
Send Money: Effortlessly send funds to any other users, anywhere, instantly and securely.
Mobile Recharge: Top up your mobile balance quickly and easily with just a few taps.
Airtime: Recharge your airtime directly from the app for quick communication access.
Cash Out: Withdraw funds to your bank account or other preferred methods anytime.
Make Payment: Pay for services, bills, or products with ease using your OvoPay account.
Bank Transfer: Transfer funds directly to any bank account for quick and secure transactions.
Microfinance: Access microfinancing options to manage your short-term financial needs.
Virtual Card: Generate a virtual card for secure online shopping and payments.
Utility Bill Payments: Pay utility bills like electricity, water, gas, and more with a few clicks.
Donation: Support charitable causes by making quick donations directly from your app.
Education Fee: Easily pay school and college fees for you or your children through the app.
2FA Security: Add an extra layer of security with two-factor authentication to protect your account.
More: Stay tuned for additional features that will keep enhancing your financial management experience!

Agent App Features

The Agent App equips your agents with the necessary tools to manage transactions, enhance customer service, and maintain smooth operations.

Add Money: Agents can add funds to their own accounts with ease.
Cash In & Withdraw: Effortlessly manage cash-ins and withdrawals for users.
Transaction Management: Seamlessly manage and process transactions with full control.
Statement Access: Agents can view and download detailed transaction statements.
2FA Security: Enhanced security with Two-Factor Authentication to protect accounts.

Merchant App Features

The Merchant App is designed to simplify payment processing, helping businesses enhance their customer experience and streamline sales.

Seamless Payment Acceptance: Accept payments from users via mobile wallets, bank transfers, and more.
Customer Transaction Management: View detailed logs of all customer payments and manage customer profiles efficiently.
Promotions and Discounts: Create and manage special offers to boost sales and attract more customers.
Transaction History: Track all business transactions with ease, including payments, refunds, and more.
2FA Security: Enhanced security with Two-Factor Authentication to protect accounts.

Web Application Features

The OvoPay Web Platform provides a centralized, comprehensive dashboard for managing users, agents, and merchants. It allows smooth communication between all parties and ensures efficient management of operations.

User Operations: Users can perform key actions like adding money, sending funds, making payments, cashing out, and managing their accounts directly from the web platform.
Agent Operations: Agents can handle transactions, process cash-ins and withdrawals, manage user balances, and generate transaction statements, all from their dedicated portal.
Merchant Operations: Merchants can accept payments, manage their sales, view transaction history, and monitor their performance through a user-friendly interface.
Admin Communication: The platform ensures seamless communication between users, agents, and merchants with real-time updates, notifications, and administrative oversight. Admins can manage all operations, track activity, and provide support as needed.
Real-Time Monitoring: Admins can monitor all activities in real-time, including transactions, cash-outs, payments, and user requests. They can approve or decline operations, ensuring smooth platform flow.
Comprehensive Reporting: Admins have access to detailed reports on user activity, transactions, and platform performance, enabling data-driven decisions.

Admin Panel Key Features

The Admin Panel is the central hub of OvoPay, offering complete control over all system operations and user management.

– Dynamic Admin Dashboard.
– All Transaction Management.
– User Management.
– Merchant Management.
– Agent Management.
– Add Money Management.
– Withdrawals Management.
– Virtual Card Management.
– Notification Management.
– Support Manager.
- Report Management.
– General Settings.
– System Configuration.
– Payment Gateways Setup.
– Withdrawals Methods Setup.
– SEO Configuration Management.
– Manage Frontend.
– Manage Pages.
– Language Management.
– Extensions Management.
– Policy Pages Management.
– GDPR Cookie Management.
– Custom CSS Management.
– Sitemap XML Management.
– Robots TXT Management.
– More

Security Features

At OvoPay, we prioritize security to ensure a safe, secure, and seamless experience for all users. Our platform implements robust features to protect every transaction.

Two-Factor Authentication (2FA): Provides an extra layer of security for user and agent accounts, ensuring only authorized access.
OTP Verification: Uses One-Time Passwords (OTP) for secure transactions, adding an additional verification step.
Secure Payment Processing: Ensures that all transactions are processed securely through trusted payment gateways.

Technologies

PHP 8.3 for Backend development, providing a secure and fast foundation for the platform.
Laravel 11, a robust and flexible framework, powering the back-end functionality of OvoPay.
Flutter 3, enabling cross-platform mobile development for both iOS and Android apps.
Dart 3 for fast, smooth, and efficient mobile app performance.
MySQL, ensuring secure and efficient data storage.
Bootstrap 5 for a clean, modern, and responsive web design.

OvoPay is not just a platform – it’s a complete solution for modern Mobile Financial Solution. Start using OvoPay today to streamline your business operations, increase user engagement, and enhance your financial services with advanced technology and security.

OvoPay - Complete Cross Platform MFS Solution | User, Agent & Merchant Apps with Web | Admin Panel - 1

Changes Log:

Version 1.5 – 11 November , 2025:

[FIX] ReloadLy Issue Fix
[PATCH] Latest Security Patch
[PATCH] Latest System Patch

Version 1.4 – 6 November , 2025:

[ADD] Gift Card Module
[ADD] ReloadLy Token in Utility Bill Payment
[ADD] Separate Country for The Automatic Mobile Recharge
[ADD] Separate Country for The Utility Bill Payment
[ADD] Country Search System on User App
[ADD] Country Search System on Agent App
[ADD] Country Search System on Merchant App
[ADD] Automatic Mobile Recharge Operator Rate Update
[ADD] Automatic Utility Biller Rate Update
[UPDATE] Automatic Mobile Recharge Module
[UPDATE] Automatic Utility Bill Payment Module
[FIX] ReloadLy Issue Fix
[PATCH] Latest Security Patch
[PATCH] Latest System Patch

Version 1.3 – 30 July , 2025:

[ADD] Automatic Utility Bill Payment
[ADD] Utility Bill Category Import Via API
[ADD] Utility Biller Import Via API
[ADD] Limit for the Individual Utility Biller
[ADD] Strict Data Type Casting to The Model
[UPDATE] Utility Bill Payment Module
[FIXED] Airtime Issue
[FIXED] Email Notification Link Issue
[FIXED] Bank Transfer Issue
[PATCH] Latest Security Patch
[PATCH] Latest System Patch

Version 1.2 – 06 May , 2025:

[ADDED] Multi Admin Management
[ADDED] Role & Permission Management
[ADDED] Qr Code Login Functionality For User
[ADDED] Qr Code Login Functionality For Agent
[ADDED] Qr Code Login Functionality For Merchant
[ADDED] Agent Withdrawal Account Saving Feature
[ADDED] Merchant Withdrawal Account Saving Feature
[ADDED] Utility Bill Account Saving Option For Users
[ADDED] Support Multiple Bank Accounts For Users
[FIXED] Module Rendering Issues
[FIXED] Various Responsive Layout Issues
[PATCH] Latest Security Patch
[PATCH] Latest System Patch

Version 1.1 – 15 April , 2025:

[UPDATE] Some Responsive UI
[UPDATE] OTP UI
[FIX] OTP Issue Fixed
[FIX] Password Reset Issue Fixed
[PATCH] Latest Security Patch
[PATCH] Latest System Patch

Support:

Thank you for your interest in our product! For any support or assistance, feel free to reach out to us at support@ovosolution.com. Our dedicated support team is available 24/7, ready to help with any questions, technical issues, or inquiries. We are committed to providing prompt and reliable assistance to ensure a seamless experience with our product.