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DEMO LOGIN USER https://unitysacco.okao.site/portal/login Member id: USM-2026-00001 Password: 12345678 ADMIN: https://unitysacco.okao.site/login Email: okaoemmanuel2@gmail.com Password:12345678 APP https://drive.google.com/file/d/1awL1fvgoWW-1I4IqcuE7YOarexfOqyQO/view?usp=sharing

UnitySACCO — Complete SACCO & Microfinance Management System

UnitySACCO is a full Savings & Credit Cooperative (SACCO) / microfinance solution: a native Flutter mobile app for members (Android & iOS) plus a powerful Laravel admin console and member web portal. Members save, borrow, transact and track everything from their phone, while staff manage the whole cooperative from the web.

Key Features

Member Mobile App (Flutter) — dashboard, savings, loans, transaction history, profile, notifications and self-service PIN reset.
Admin Console (Laravel) — members, savings deposits/withdrawals, loans (apply, approve, disburse, repay), loan products, branches, settings, reports.
Member Web Portal — the same self-service features in the browser.
Atomic, secure ledger — every deposit/withdrawal is a locked, consistent transaction.
Security — login rate-limiting, expiring tokens, strong PIN policy, OTP PIN reset, role-based admin access.
Optional payment gateways — Stripe, M-Pesa (Daraja), Airtel Money, PawaPay (configurable in Settings).
Branding & localization — set your name, logo, colours and currency from the admin, no code needed.
Clean, modern UI; fully responsive admin; self-hosted; well-documented.

What’s Included

Full Flutter app source (Android & iOS).
Full Laravel backend source (admin + member portal + REST API).
Detailed HTML documentation (local & server install, configuration, rebranding).

Requirements

Backend: PHP 8.3+, MySQL 8+/MariaDB 10.4+, Composer.
App: Flutter SDK 3.x (Android Studio / Xcode to build).

Important — External Services & Costs

UnitySACCO is self-hosted. Some optional features connect to third-party services that are not included, require your own accounts, and charge their own fees: web hosting/domain/SSL, Stripe, M-Pesa, Airtel Money, PawaPay, and any SMS/SMTP provider for notifications. The core system works fully without them. No AI/LLM services are used or required, so there are no AI API costs.

Support

Email: send2okao@gmail.com | WhatsApp: +256 774 508 782

Unity Sacco | Savings and Credit Cooperative Management System With Laravel and Flutter